CH, CH, CH, CHANGES

The person who thinks they don’t have to study or continue to learn their craft, art of profession is a pompous fool and their chances of ever amounting to much are very slim indeed.
— Earl Nightingale (1921-1989)

Ear was a man of great wisdom who was right about almost everything. No matter what your profession, things will change and this evolution is almost always for the better thanks to the creativity of the human mind and its capacity to learn, imagine and innovate.

Think about just ten years ago. We had almost none of the technology we now enjoy and our business has changed radically because of it. We are more productive than ever in terms of the time invested to close a loan and most of the people who were the big producers in that day are even better now.

However, there are also plenty of them who didn't keep up with their profession like they should have who are now paying the price. Many of them have left the business entirely and many more still originate albeit in a less productive fashion than their colleagues who accepted and embraced the evolution of mortgage lending.